Who Would Speak for You If You Couldn't? Why a Lasting Power of Attorney Isn't Just for Later Life
- dhardybagdi
- Oct 31, 2025
- 2 min read
Updated: Feb 5
There is a quiet confidence that comes from knowing your affairs are in order; not just for yourself, but for those who love you and may one day need to step in.
We all care deeply for our lives and those closest to us, which makes it all the more important to have something in place for moments when support is truly needed.
A Lasting Power of Attorney (LPA) isn’t just for the elderly or unwell; it’s a practical, empowering tool for anyone who wants peace of mind and flexibility.
An LPA can be particularly relevant if you:
travel frequently
experience regular hospital stays
have a demanding lifestyle
have changing circumstances It allows someone you trust to step in and help manage your affairs if and when you need them to. Attorneys can support you while you still have capacity - it’s about assistance, not control.
When Life Changes Suddenly: What Happens If You Don’t Have an LPA?
One of the most overlooked parts of estate planning is the LPA. It’s not just a legal document, it’s a lifeline. And when it’s missing, the consequences can be deeply distressing.
Families are too often brought to a standstill because a loved one lost capacity without an LPA in place, whether due to illness or an accident:
bank accounts frozen
business operations halted
medical decisions delayed
These aren’t rare scenarios. They’re everyday realities when no LPA exists.
The Emotional and Practical Toll
Without an LPA, those closest to you must apply to the Court of Protection to make decisions for you. This process is slow, costly, and emotionally draining. It can take months and is time that families often don’t have.
And perhaps most painfully, it removes your voice from the conversation. Decisions about your health, your home, your finances could all be made without your input.
Quietly Powerful
There are two types of LPA:
Health & Welfare | for decisions about medical treatment, care, and daily routines.
Property & Financial Affairs | for managing money, bills, and assets.
Together, they offer protection, dignity, and peace of mind; not just for you, but for those who care about you most.
Planning Ahead is an Act of Care
Creating an LPA isn’t about expecting the worst. It’s about preparing with quiet strength.
It’s about making sure your voice is heard, even in silence.
Who would you trust to decide for you?
If something devastating happened today, who would speak for you if you couldn't?
Who would you want to decide what was best for you?
Poignant questions that don't need to be left to chance.
Your life is unique,
Your plan should be too.
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